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Hours of Operation

On-site Banking Hours
Inside
Monday - Thursday: 9AM - 3PM
Friday: 9AM - 6PM
Drive-In
Monday - Friday: 7:30AM - 6PM
Saturday: 9AM - 1PM

24-hour Bank by Phone
903-575-1776

Lost/Stolen Debit Card

1-800-523-4175

 

Statement of Condition

En Espaņol

Condensed Statement of Condition

September 30, 2011 (figures not independently audited)
 

ASSETS

Cash and Due from Banks $ 2,873,077
Certificates and Securities   32,816,423
Fed Funds Sold   2,720,000
Total Loans, Less Reserve   51,720,203
Fixed Assets   1,166,609
Other Assets $ 1,434,938
     
TOTAL ASSETS $ 92,731,250
     

LIABILITIES & EQUITY

Deposits $ 78,828,297
FHLB Borrowings   3,446,934
Other Liabilities   784,197
Capital Stock   1,243,250
Surplus   1,451,000
Undivided Profits   6,173,344
Current Profits and Tax Adjustments $ 804,228
     
TOTAL LIABILITIES & EQUITY $ 92,731,250

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OFFICERS

Brian Niblett
President and CEO

Vikki Goates
Exec. Vice President, Cashier, CFO

Ernie McAnally
Senior Vice President

Sheila Donnelly
Vice President

Leigh Taylor
Vice President

Mary Nell Lee
Assistant Vice President
 

Holley Anglin
Bookkeeping Supervisor

Anita Pennington
Loan Administration Officer

Mary Brooks Castorena
Assistant Cashier

Terry Wacasey
Assistant Cashier

Suzanne Prescott
Administrative Officer, Board Secretary

DIRECTORS
 

Billy Wayne Flanagan,
Chairman of the Board
Harley Lamb
Brian Niblett
Maude Niblett
Dan Simmons
 

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FDIC Notice

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary, unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. 

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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