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American National Bank of Mt. Pleasant

Personal Accounts

Tired of being nickel and dimed?

Your money is Your money, and we want to keep it that way. At American National Bank, you can take advantage of all these services – for FREE!
 
Deposit Account Free Services
Direct Deposit 24-hour Telephone Banking
Debit Cards (fee applies to instant issue debit cards)
Free Notary service
2 ATM Locations
Night Deposit
Deposit Accepting ATM
Free Mobile Banking
No ATM fees at any ATM
Free Mobile Remote Deposit
Free Online Banking and Bill Pay

What account best suits your needs? We’ve designed a host of different deposit accounts to help you manage, save, and spend your money on your terms.
Scroll to the left to view the rest of the table.

Individual
Checking
Senior Citizen Checking American Eagle Checking NOW Checking Money Market Checking Business Checking
Individual
Savings
TUTMA Savings
Account Overview
Simple checking 
 
Unlimited check writing and no regular monthly service fees
Non-interest-bearing checking for persons age 60 or older
Checking with accidental death insurance benefits*
 
Benefit amounts vary
Interest-bearing checking
 
Unlimited check writing and withdrawals
Interest bearing checking 
 
Limited check writing and withdrawals: interest rates based on balance tiers
Business checking 
 
Unlimited check writing
Simple
 
Interest bearing savings with no regular service fees
For minors under the age of 21
 
Interest bearing savings with no regular service fees
Minimum to Open $200, or $0 with direct deposit None None
$1500 $5000 $500
$200 or $0 with direct deposit
None
Minimum Daily Balance Requirement None None
None
$1500 to avoid fee
 
$1000 to earn interest
$5000 to avoid fee
 
$1000 to earn interest
$500 to avoid fee $25 to earn interest $25 to earn interest
Monthly Service Fee None
None
$7.50 - individual
$8.50 - joint
$9.50 - family
$10 if balance requirement is not met $15 if balance requirement is not met $7.50 if balance requirement is not met None None
Limits to Withdrawals None
None
None
None
6 per month1 None
6 per month2 6 per month2
Free Checks -
Free Bank custom wallet checks First two boxes of the Bank's custom wallet checks -
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Preferred CD Terms -
Interest compounded monthly or deposited monthly into an American National Bank account -
-
-
-
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Free Safe-Deposit Box Rental - 3x5 box free for first year 3x5 box free for first year
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-
-
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Free Cashiers Checks and Money Orders -
Yes
Yes -
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-

1During any statement cycle, you may not make more than six transfers or withdrawals by check, debit card, pre-authorized or automatic transfer, or similar order payable to third parties. Unlimited withdrawals may be made in person at the bank.
 
An excessive withdrawal fee of $5.00 will be charged for withdrawal to a third party in excess of six during a statement cycle.
 
2During a calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order instruction. An excessive withdrawal fee of $2.00 will be charged for each withdrawal in excess of three during a quarter.
 
Spend & Save - Regular checking and savings work together - Debit card transactions from your checking account round up to the next whole dollar and the difference is deposited into your American National Bank Savings account.
Certificates of Deposit
Certificates of Deposit (CDs) are a secure way to invest your hard-earned money. We offer a fixed rate of interest over terms ranging from 3 months to 60 months and flexible interest payment options, including payment by check, deposit to account, or compounding back to the CD. Penalties for early withdrawal may apply.
 
IRAs
Maximize the benefits of an American National Bank Individual Retirement Account (IRA), which allows you to invest in your retirement with secure, low-risk CDs. Some terms and fees may apply to all accounts. Contact New Accounts/Customer Service for more information.
 
Health Savings Accounts
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for individuals with high deductible health plans. The funds can be used for your personal qualified medical expenses and those of your spouse and your dependents. Must have HSA eligible healthcare plan to qualify.